Affiliate Program Terms & Conditions
Truman Money (TRUMAN) Affiliate Agreement requires you to sign the agreement prior to any affiliate payments.
Welcome to Truman Money! We are excited to have you act as an affiliate for our company. Our platform is based on providing the very best customer service and TRUMAN expects our affiliates to do the same. Professionalism for our brand is of the utmost importance to us. TRUMAN intends to increase credit scores and change lives!
If you have any questions for us, please do not hesitate to let us know. We, at TRUMAN, are strong believers in straight-forward and honest communication. For quickest results please email us at
PLEASE READ THE ENTIRE AGREEMENT. YOU MAY PRINT THIS PAGE FOR YOUR RECORDS. THIS IS A LEGAL AGREEMENT BETWEEN TRUMAN AND YOU. BY SUBMITTING THIS ONLINE APPLICATION YOU ARE AGREEING THAT YOU HAVE READ AND UNDERSTAND THE TERMS AND CONDITIONS OF THIS AGREEMENT AND THAT YOU AGREE TO BE LEGALLY RESPONSIBLE FOR EACH AND EVERY TERM AND CONDITION.
Affiliate Obligations
The fact that TRUMAN approves your application does not imply that TRUMAN may not re-evaluate your application at a later time. TRUMAN may reject your application at our sole discretion. TRUMAN reserves the right to cancel your application at any time for any reason.
You should use your direct URL link and landing page, provided by TRUMAN, for clients to enroll. If they enroll outside of that platform it is impossible for TRUMAN to track the source of the referral and you will not be compensated. You may not create or design any other website that you operate, explicitly or implied in a manner which resembles our TRUMAN website nor design your website in a manner which leads customers to believe you are TRUMAN or any other affiliated business.
TRUMAN reserves the right to terminate this Agreement and your participation in the Affiliate Program immediately and without notice to you should you abuse this program in any way. If such abuse is detected TRUMAN shall not be liable to you for any commissions commencing immediately after notification of non-compliance.
Termination
This Agreement will begin upon our acceptance of your Affiliate application, and will continue unless terminated hereunder.
Either party may end this Agreement AT ANY TIME, with or without cause, by giving the other party written notice. Written notice can be in the form of mail, email or fax. In addition, this Agreement will terminate immediately upon any breach of this Agreement by you.
Modification
TRUMAN may modify any of the terms and conditions in this Agreement at any time at our sole discretion. In such event, you will be notified by email. Modifications may include, but are not limited to, changes in the payment procedures and Affiliate’s Program rules. If any modification is unacceptable to you, your only option is to end this Agreement. Your continued participation in TRUMAN’s Affiliate Program following the posting of the change, notice, or new Agreement on our site will indicate your complete agreement to the changes.
Payment
TRUMAN closes the monthly affiliate payout on the last business day of each month. No affiliate commission will be paid for approved accounts that are not added to the affiliate’s portal before the last day of the month. Excluding weekends or holidays, Affiliate payouts are generated on the 15th of the month for the previous month.
Commission for enrollment of a Personal Credit Plan client is 20% of the initial enrollment amount. No monthly renewal commission is paid with this program.
Commission for enrollment of a Business Credit Plan client is 10% of the enrollment amount. This commission amount may require manual adjustment in your dashboard by our website admin, before full approval and payout.
If the client requests a refund, for any reason, the commission paid to the affiliate will be repaid to TRUMAN or off-set against future commission(s) on the next payout. If there are no payouts due the affiliate agrees to reimburse TRUMAN within 30 days of the processed refund to the client.
All pay-outs by TRUMAN to its affiliates must reach a minimum threshold of $100 accrued commission before any commissions are paid-out (under the payout schedule mentioned above).
Cookie Duration on our website is 30-days. It is placed there to protect the integrity of our affiliates and the lead generation for those affiliates. TRUMAN cannot guarantee or shares no responsibility for consumers or clients of the affiliate that visit the website after 30-days and/or if they cleared their browser, cache and/or cookies on the computer within that 30-day time period.
Responsibilities
Originate business in accordance with all applicable laws, regulations and TRUMAN policy herein.
Business will be developed with the utmost care and consideration for our consumers and business partners with integrity and morality.
Fully communicate with consumers, business partners in a reasonable time-frame.
All files, data records and information must be secure and protected, all passwords should meet minimum TRUMAN standards, data files should be locked and secure and no information can be shared with third parties without the written consent of TRUMAN.
Comply with solicitation and marketing guidelines as mentioned in the Social Media Advertising Compliance & Promotion Restrictions.
Social Media Advertising Compliance& Promotion Restrictions
You should always use, wherever possible, the promotional flyers on our website. You are also free to promote your landing page and URL link. Any other advertising or promotion that mentions TRUMAN needs to be reviewed and approved, prior to use, by TRUMAN .
Certain forms of advertising are always prohibited by TRUMAN.
For example, Do Not Post:
"Repair your credit for under $100"
"Restore your credit score for less than $100 per month”
"Who needs a 700 + credit score?"
"Improve your score from 680 to 720"
"Who's interested in increasing your score to 750"
“Do not use the term FICO”
"Improve your credit score in just 30 days"
"Join the 700+ credit score club"
Cannot use the BBB logo
Cannot use TU or EQ logos
Cannot post a copy of a credit report even if you block-out the names and SSN’s
You may post to newsgroups or social media to promote TRUMAN as long as the news group specifically welcomes these messages. At all times, you must clearly represent yourself with integrity and professionalism. If it comes to our attention that you are spamming, TRUMAN will consider that cause for immediate termination of this Agreement and your participation in the Affiliate Program. Any pending balances owed to you will not be paid if your account is terminated due to such unacceptable advertising or solicitation.
Confidential Information
As used herein, the term “Confidential Information” shall mean any information proprietary to TRUMAN and not generally known, including without limitation Trade Secrets (as defined herein), Inventions (as defined herein), technology whether now known or here after discovered, and information pertaining to research, development, techniques, engineering, purchasing, marketing, selling, accounting, licensing, know how, processes, products, equipment, devices, models, prototypes, computer hardware, computer programs and flow charts, program code, software libraries, databases, formulae, compositions, discoveries, cost systems, client lists, business lists, suppliers, contacts and referral sources, the particular needs and requirements of clients, the identity of clients and potential clients, and pending business transactions and shall also include confidential and proprietary information of clients and other third parties received by TRUMAN. Information may be deemed Confidential Information regardless of its source, and all information designated or treated as Confidential Information by TRUMAN shall conclusively be deemed Confidential Information for all purposes.
Non-Solicitation of Customers
It is specifically agreed that during the term of an affiliates relationship with TRUMAN and for a period of two (2) years after the termination of this agreement, whether voluntary or involuntary, affiliate shall not, individually or collectively, as a participant in a closely related industry (personal credit restoration, business credit and business funding) partnership, sole proprietorship, corporation, limited liability, or other entity, or as an operator, shareholder, partner, director, officer, consultant, manager, or advisor of any such entity, or in any other capacity whatsoever, either directly or indirectly (i) solicit business from any Customer or assist any other entity in soliciting business from any Customer, or (ii) request or advise any Customer to withdraw, curtail, or cancel any of Customer’s business or other relationships with TRUMAN.
As used in this Agreement, “Customer” shall mean any person or entity with whom affiliate had contact with during the term of this affiliate agreement.
Limitations of Liability
TRUMAN WILL NOT BE LIABLE TO YOU WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT UNDER ANY CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE OR GOODWILL OR ANTICIPATED PROFITS OR LOST BUSINESS), EVEN IF TRUMAN HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT, IN NO EVENT SHALL TRUMAN CUMULATIVE LIABILITY TO YOU ARISING OUT OF OR RELATED TO THIS AGREEMENT, WHETHER BASED IN CONTRACT, NEGLIGENCE, STRICT LIABILITY, TORT OR OTHER LEGAL OR EQUITABLE THEORY, EXCEED THE TOTAL COMMISSION FEES PAID TO YOU UNDER THIS AGREEMENT.
IN ADDITION, TRUMAN MAKES NO REPRESENTATION THAT THE OPERATION OF OUR SITE WILL BE UNINTERRUPTED OR ERROR FREE, AND TRUMAN WILL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS OR ERRORS.
You agree that you are an independent contractor, and nothing in this Agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between TRUMAN and you. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement that reasonably would contradict anything in this agreement.
Indemnification
You hereby agree to indemnify and hold harmless TRUMAN, and its subsidiaries and affiliates, and their directors, officers, employees, agents, shareholders, partners, members, and other owners, against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) (any or all of the foregoing hereinafter referred to as "Losses") insofar as such Losses (or actions in respect thereof) arise out of or are based on (i) any claim that our use of the affiliate trademarks infringes on any trademark, trade name, service mark, copyright, license, intellectual property, or other proprietary right of any third party, (ii) any misrepresentation of a representation or warranty or breach of a covenant and agreement made by you herein, or (iii) any claim related to your site, including, without limitation, content therein not attributable to us.