Once you become a merchant, you use Novae’s online platform, branded with your logo, to request financing for your customer.
INTRODUCING
NO FEE DTC
"Direct to Consumer" Consumer Financing
Offer financing options to increase your conversions and revenue and PAY 0% MERCHANT FEES!
![Novae Financing](https://novaefinancing.com/images/novae-financing-hero-1.png)
Get paid quicker
Get paid more
Get paid often
How Novae’s DTC Financing Works
The financing request is sent to Novae’s multi-lender network.
If a partnered lender accepts the request, the consumer may receive a loan, line of credit, or alternative form of funding.
If the customer is approved, he or she will receive the funds in full within two to three days. You invoice the customer, we’ll help with a template, and you get paid from them within 48 hours of them receiving the funds.
Why DTC Financing?
![Boost Sales](https://novaefinancing.com/images/novae-financing-1c.png)
Boosts sales
![Increase order value](https://novaefinancing.com/images/novae-financing-2c.png)
Save THOUSANDS by not paying ANY FEES
![Improves customer acquisition](https://novaefinancing.com/images/novae-financing-3c.png)
Improves customer acquisition
![Maximizes cash flow](https://novaefinancing.com/images/novae-financing-4c.png)
Maximizes cash flow
HIGHLIGHTS
- Finance up to $250,000
- Loan Terms of up to 72 months
- Approvals down to 515 credit score*
- 30 Lenders, no industry restrictions
- Merchant Fee -
flat 5% per loan
0% for LIMITED TIME and locked in as long as your account is active - APRs starting at 5.99%
REQUIREMENTS
- No underwriting requirements
- All merchants approved
WHAT YOU GET
- Co-branded webpage to send customers
view example - Unique application page link
- Track application submissions
- Agreement to retrieve funds from customer
Why Truman & Novae?
![Network of Lenders](https://novaefinancing.com/images/novae-slide-1.png)
We partner with a reputable multi-lender network and utilizes a waterfall algorithm to improve approval rates. This means consumers have a higher likelihood of finding financing options.
![Minimal Credit Impact](https://novaefinancing.com/images/novae-slide-4.png)
We only conduct a soft credit check to minimize the impact on a consumer’s credit score. Also, many of our partnered lenders may be willing to work with damaged credit applicants.
![Turnkey Platform](https://novaefinancing.com/images/novae-slide-3.png)
We charge 0% on all your financing volume on our platform. Our competitors charge on average 5%! So if you’re processing $100,000 per month, that’s $5,000 in savings monthly. If you’re processing $1,000,000 per month, that’s $50,000 in savings monthly! Only pay a FLAT $50/mo platform fee!
![Lender Flexibility](https://novaefinancing.com/images/novae-slide-4.png)
Your customers will have more opportunities to get financed due to our multi-lender network! One application sent to over 30 lenders, with no impact on their credit!
![Top Tier Support](https://novaefinancing.com/images/novae-slide-5.png)
We provide ongoing 5-star customer service, 5 days a week, including an IT team and for accounts processing over $100k/mo, a dedicated account manager.
![Sign up with Novae Financing](https://novaefinancing.com/images/sign-up-with-novae.png)